HOW TO EARN POIN+

BNI POIN+ is a loyalty program for loyal BNI customers. BNI POIN+ comes in the form of reward points that can be exchanged for various prizes as desired through BNI Mobile Banking.

All customers will earn BNI POIN+ from the following banking activities :

  • Opening BNI Savings Account
  • Registration / activation of BNI e-Banking (Mobile Banking, Internet Banking and SMS Banking)
  • Deposit of Monthly Savings Balance
  • Increase in Average Monthly Savings Balance
  • Transactions via BNI e-Channel (Mobile Banking, Internet Banking, SMS Banking and ATM)
  • BNI Debit Card Transactions
  • Transfers between BNI and between banks

Transaction Type Nominal Points Remarks
Registration for e-Banking activation - 10 Mobile Banking, Internet Banking & SMS Banking
Opening Account - 10 Taplus, Taplus Bisnis (Individual), Taplus Muda, Taplus Pegawai, Taplus Anak, Emerald Saving, Various BNI Co-Brand Cards
Multiples of monthly average balance Rp2.500.000,- 1 Starting from the time the program starts and during the program, calculated monthly
Incremental of the monthly average balance Rp2.500.000,- 1 Average balance incremental of the current month compared to the previous month

Transaction Type Transaction Description Remarks
ATM SMS Mobile Internet EDC Agen46
Payment 1 1 1 1 1 1 A nominal payment of IDR 50,000, applies multiples
Purchase 1 1 1 1 1 1

A nominal purchase of IDR 50,000, - applies multiplesl

BNI Debit Card Transactions via EDC BNI     1

(VCN / Virtual Card Number)
  1   Debit card transactions at EDC BNI with a nominal value of IDR 50,000, - applies multiples
Transfer between BNI accounts 1 1 1 1 1 1

Transfer between BNI accounts, nominal IDR 50,000, - applies multiples, maximum 100 points per month, transfers within 1 CIF not eligible

Interbank Transfer 1 1 1 1   1 Interbank Transfer, nominal IDR 50,000, - applies multiples, maximum 100 points per month,